Most Asked Questions About BES
Advantages of Having BES
The Individual Pension System (BES) allows individuals to save for their future in the long term. This system, where you can make monthly, quarterly, or semi-annual payments with very reasonable fees, can be used for both adults and children. While the minimum monthly payment for children is 150 liras, this amount increases to 300 liras for adults. In this system, where there are many different alternatives to complete your payments without straining your budget, you can freeze your payments at any time. You don't have to worry about BES payments during financially difficult times. This system, which you can choose to secure both your own and your children's future, has many advantages. You can become a member of the individual pension system remotely through companies such as . This way, no matter where you are in Turkey, you will have the opportunity to complete your transactions without losing time and effort.
Get State Contribution with BES
If you want to make payments for children, you must be the legal guardian of the child. After completing the 10-year payment period, you can receive your payments in monthly installments, just like you have retired. Alternatively, you can withdraw your savings as a lump sum and invest them on different platforms. You are not obligated to pay for 10 years to join this system. Within certain procedures, you can withdraw the money you have deposited from the BES system by leaving the system at any time. In the individual pension system, 25% of the amount you deposit is added to your savings as a state contribution. Moreover, you are not obliged to make your savings in Turkish Lira. By investing in different currencies, you can achieve returns significantly above inflation. To access a lump sum that will be very useful in the future, you can secure both your own and your child's future by making small savings today. This system, which you can choose for all family members, is quite advantageous for those who generally have difficulty saving money.
